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| Did You Know...? FHA Streamline Refinance Want to refinance your FHA mortgage? If you presently have an FHA mortgage, you can easily qualify for a Streamline FHA Refinance Mortgage. Easier guidelines, no appraisal, low documentation for rate and term... Read more Manufactured. Modular and Mobile Homes With or Without Land Loans FAQ We are a direct source of loan products for manufactured homes with land and or the mobile home itself without land. Read more |
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| FHA Modular Home Loans Finance or Refinance Today! Our FHA lender programs for modular homes are specific to this housing type. FHA-insured loans give modular home borrowers many advantages. FHA loans often give FHA-insured mortgages to buyers without large down payments, and also allow for lower FICO scores. Other lender programs require a down payment of between 10 percent and 20 percent of the modular home purchase price and are credit score driven. Also, if there is not enough equity in the home, other loan programs allow for less cash out in a refinance. That's why so many borrowers are turning to FHA loans to meet their financing needs. FHA Loan-to-Value ratios 3.5 percent down for a purchase 97.75 percent for rate and term refinance 85 percent for cash out refinance We focus on your mortgage needs with the goal of delivering a straightforward, convenient experience. We're here to assist you every step of the way! We have a wide variety of modular home loans and refinancing programs to meet your needs, whether you are looking to reduce your monthly payment, use the equity that you have built-up in your home or purchase your dream home. |
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